All the financial rescue plans are based upon a conceit.
It is this: That the world outside of the numbers will remain as it is.
That conceit alone can kill all of us.
The People of the Abyss by Jack London
(first published by Macmillan, 1903)
Chapter 8: the Carter and the Carpenter
The Carter had buried his wife and children, with the exception of one son, who grew to manhood and helped him in his little business. Then the thing happened. The son, a man of thirty-one, died of the smallpox. No sooner was this over than the father came down with fever and went to the hospital for three months. Then he was done for. He came out weak, debilitated, no strong young son to stand by him, his little business gone glimmering, and not a farthing. The thing had happened, and the game was up. No chance for an old man to start again. Friends all poor and unable to help. He had tried for work when they were putting up the stands for the first Coronation parade. ‘An’ I got fair sick of the answer; “No! no! no!” It rang in my ears at night when I tried to sleep, always the same, “No! no! no!”‘ Only the past week he had answered an advertisement in Hackney, and on giving his age was told, ‘Oh, too old, too old by far.’
Chapter 9: The Spike
It seems that not only the man who becomes old is punished for his involuntary misfortune, but likewise the man who is struck by disease or accident. Later on, I talked with another man, — ‘Ginger’ we called him, who stood at the head of the line — a sure indication that he had been waiting since one o’clock. A year before, one day, while in the employ of a fish dealer, he was carrying a heavy box of fish which was too much for him. Result: ‘something broke,’ and there was the box on the ground, and he on the ground beside it.
At the first hospital, whither he was immediately carried, they said it was a rupture, reduced the swelling, gave him some vaseline to rub on it, kept him four hours, and told him to get along. But he was not on the streets more than two or three hours when he was down on his back again. This time he went to another hospital and was patched up. But the point is, the employer did nothing, positively nothing, for the man injured in his employment, and even refused him ‘a light job now and again,’ when he came out. As far as Ginger is concerned, he is a broken man. His only chance to earn a living was by heavy work. He is now incapable of performing heavy work, and from now until he dies, the spike, the peg, and the streets are all he can look forward to in the way of food and shelter. The thing happened — that is all. He put his back under too great a load of fish, and his chance for happiness in life was crossed off the books.
Chapter 17: Inefficiency
As an illustration of how a good worker may suddenly become inefficient, and what then happens to him, I am tempted to give the case of M’Garry, a man thirty-two years of age, and an inmate of the workhouse. The extracts are quoted from the annual report of the trade union:
I worked at Sullivan’s place in Widnes, better known as the British Alkali Chemical Works. I was working in a shed, and I had to cross the yard. It was ten o’clock at night, and there was no light about. While crossing the yard I felt something take hold of my leg and screw it off. I became unconscious; I didn’t know what became of me for a day or two. On the following Sunday night I came to my senses, and found myself in the hospital. I asked the nurse what was to do with my legs, and she told me both legs were off.
There was a stationary crank in the yard, let into the ground; the hole was 18 inches long, 15 inches deep, and 15 inches wide. The crank revolved in the hole three revolutions a minute. There was no fence or covering over the hole. Since my accident they have stopped it altogether, and have covered the hole up with a piece of sheet iron . . . . They gave me £25. They didn’t reckon that as compensation; they said it was only for charity’s sake. Out of that I paid £9 for a machine by which to wheel myself about.
I was laboring at the time I got my legs off. I got twenty-four shillings a week, rather better pay than the other men, because I used to take shifts. When there was heavy work, to be done I used to be picked out to do it. Mr. Manton, the manager, visited me at the hospital several times. When I was getting better, I asked him if he would be able to find me a job. He told me not to trouble myself, as the firm was not cold-hearted. I would be right enough in any case . . . . Mr. Manton stopped coming to see me; and the last time, he said he thought of asking the directors to give me a fifty-pound note, so I could go home to my friends in Ireland.
Poor M’Garry! He received rather better pay than the other men because he was ambitious and took shifts, and when heavy work was to be done he was the man picked out to do it. And then the thing happened, and he went into the workhouse. The alternative to the workhouse is to go home to Ireland and burden his friends for the rest of his life. Comment is superfluous.
Chapter 18: Wages
All of which is hard enough. But the thing happens; the husband and father breaks his leg or his neck. No 9 cents a day per mouth for food is coming in; no 9 1/2 mills’ worth of bread per meal; and, at the end of the week, no $1.50 for rent. So out they must go, to the streets or the workhouse, or to a miserable den, somewhere, in which the mother will desperately endeavor to hold the family together on the 10 shillings she may possibly be able to earn.
Chapter 21: The Precariousness of Life
Old age, of course, makes pauperism. And then there is the accident, the thing happening, the death or disablement of the husband, father, and bread-winner. Here is a man, with a wife and three children, living on the ticklish security of twenty shillings ($5.00) per week — and there are hundreds of thousands of such families in London. Perforce, to even half exist, they must live up to the last penny of it, so that a week’s wages, $5.00, is all that stands between this family and pauperism or starvation. The thing happens, the father is struck down, and what then? A mother with three children can do little or nothing. Either she must hand her children over to society as juvenile paupers, in order to be free to do something adequate for herself, or she must go to the sweat-shops for work which she can perform in the vile den possible to her reduced income. But with the sweat-shops, married women who eke out their husband’s earnings, and single women who have but themselves miserably to support, determine the scale of wages. And this scale of wages, so determined, is so low that the mother and her three children can live only in positive beastliness and semi-starvation, till decay and death end their suffering.
And:
Yet this mother and her three children we are considering, have done no wrong that they should be so punished. They have not sinned. The thing happened, that is all; the husband, father, and bread-winner, was struck down. There is no guarding against it. It is fortuitous. A family stands so many chances of escaping the bottom of the Abyss, and so many chances of falling plump down to it. The chance is reducible to cold, pitiless figures, and a few of these figures will not be out of place.
And:
To the young working-man or working-woman, or married couple, there is no assurance of happy or healthy middle life, nor of solvent old age. Work as they will, they cannot make their future secure. It is all a matter of chance. Everything depends upon the thing happening, the thing with which they have nothing to do. Precaution cannot fend it off, nor can wiles evade it. If they remain on the industrial battlefield they must face it and take their chance against heavy odds. Of course, if they are favorably made and are not tied by kinship duties, they may run away from the industrial battlefield. In which event, the safest thing the man can do is to join the army; and for the woman, possibly, to become a Red Cross nurse or go into a nunnery. In either case they must forego home and children and all that makes life worth living and old age other than a nightmare.
Chapter 22: Suicide
Misfortune and misery are very potent in turning people’s heads, and drive one person to the lunatic asylum, and another to the morgue or the gallows. When the thing happens, and the father and husband, for all of his love for wife and children and his willingness to work, can get no work to do, it is a simple matter for his reason to totter and the light within his brain go out. And it is especially simple when it is taken into consideration that his body is ravaged by innutrition and disease, in addition to his soul being torn by the sight of his suffering wife and little ones.
And:
Frank Cavilla lived and worked as a house decorator in London. He is described as a good workman, a steady fellow, and not given to drink, while all his neighbors unite in testifying that he was a gentle and affectionate husband and father.
His wife, Hannah Cavilla, was a big, handsome, light-hearted woman. She saw to it that his children were sent neat and clean (the neighbors all remarked the fact) to the Childeric Road Board School. And so, with such a man, so blessed, working steadily and living temperately, all went well, and the goose hung high.
Then the thing happened. He worked for a Mr. Beck, builder, and lived in one of his master’s houses in Trundley Road, Mr. Beck was thrown from his trap and killed. The thing was an unruly horse, and, as I say, it happened. Cavilla had to seek fresh employment and find another house.
This occurred eighteen months ago. For eighteen months he fought the big fight. He got rooms in a little house on Batavia Road, but could not make both ends meet. Steady work could not be obtained. He struggled manfully at casual employment of all sorts, his wife and four children starving before his eyes. He starved himself, and grew weak, and fell ill. This was three months ago, and then there was absolutely no food at all. They made no complaint, spoke no word; but poor folk know. The housewives of Batavia Road sent them food, but so respectable were the Cavillas that the food was sent anonymously, mysteriously, so as not to hurt their pride.
The thing had happened. He had fought, and starved, and suffered for eighteen months. He got up one September morning, early. He opened his pocket-knife. He cut the throat of his wife, Hannah Cavilla, aged thirty-three. He cut the throat of his first-born, Frank, aged twelve. He cut the throat of his son, Walter, aged eight. He cut the throat of his daughter, Nellie, aged four. He cut the throat of his youngest-born, Ernest, aged sixteen months. Then he watched beside the dead all day until the evening, when the police came, and he told them to put a penny in the slot of the gas-meter in order that they might have light to see.
Out of order, but a fitting climax:
Chapter 19: The Ghetto
The application of the Golden Rule determines that East London is an unfit place in which to live. Where you would not have your own babe live, and develop, and gather to itself knowledge of life and the things of life, is not a fit place for the babes of other men to live, and develop, and gather to themselves knowledge of life and the things of life. It is a simple thing, this Golden Rule, and all that is required. Political economy and the survival of the fittest can go hang if they say otherwise. What is not good enough for you is not good enough for other men, and there’s no more to be said.
Emphasis by me throughout.
Mike Cane 2008 
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